Yes. However, the vast majority of dental issues can be solved by regular dentist appointments.

In addition, I’m pretty sure people are straight up making up stuff. Spending $700 before you break even on dental insurance is straight up fiction.

I openly question how many people in their 30s (or late 20s) are in this thread. A lot of this narrative simply isn’t true for most people that age.

Also OPs parents were boomers who had children in their 30s they were most likely more affluent than average boomers