This hurts almost as much as my teeth.
Your parents almost certainly voted to restrict the supply of housing so they could artificially inflate their houses value and retire off of their house.
The causes of the housing shortage are known. We can change it.
Son, one of these days, this will all be yours!
< gestures at crumbling 1985 tract home in car-dependent community >
1985
Check out the guy with the brand new house!
Luxury. Some day, you’ll have 13 zoomers living in a shoebox in the middle of the road…
You were lucky. We lived for three months in a paper bag in a septic tank. We used to have to get up at six in the morning, clean the paper bag, eat a crust of stale bread, go to work down t’ mill, fourteen hours a day, week-in week-out, for sixpence a week, and when we got home our Dad would thrash us to sleep wi’ his belt.
We were evicted from our paper bag in a septic tank. We had to go live in a lake!
Sounds like it could be a Dylan Moran bit.
A bit older - it’s from the Monty Python “4 Yorkshiremen” sketch.
Ahhh. Thanks. I love Monty Python but haven’t seen all their work.
It a little hard to blame them since they were sold the end of pensions and rise of the 401k. Which the bottom 60% of the country has close to zero of and then they can’t make a living wage because the shareholders demand a greater return every year.
You’re right. It’s basically every Americans dream to buy a house, and sell it for a massive profit.
I had to get a root canal the other day. The dentist had to wait to see if my insurance would cover it because I had recently had a different root canal and “they sometimes don’t pay for more than one.”
They had to clamp down, since so many people were getting root canals for shits and giggles. /s
You ain’t need but the one toof ya fancy sum bitch.
I remember going to the dentist in my 20s, he said that a root was inflamed and needed treatment immediatly, otherwise the root could die and so on and so on. Then he told me how much it would cost, since the insurance doesn’t cover that treatment, it was about 1800 euros. I asked him in all seriousness if my insurance would pay if I just would let things happen and get my tooth pulled out afterwards one day, since 1800 Euro was waaay to much for me to pay those days - and still is.
My grandparents ordered their house from Sears and grandpa and my great uncles built it over a summer weekend.
Damn thing still standing and is now I think on a historical register.
But today… we can do the same thing. You want a single or double wide?
Ooh until you check the prices of a manufactured home (trailer / caravan) and find out how unaffordable they are. Bonus you can’t get a traditional mortgage for one.
Also only a few companies will insure them. I think Foremost and State Farm were my only two choices. It wasn’t something I considered when I bought my run down double wide manufactured home.
I always wondered how they made the chimneys. Wood construction is fairly straightforward. But masonry seems like another beast.
The house I grew up in was a Sears house. Chimneys were stacked stones from where they dug the basement, put together with simple mortar. Concrete was used inside to create the fireplace beds (basement and main floor). Not very complicated to do really.
There is some science and math to ensuring a good draw so the smoke goes up and out and doesn’t get stuck inside. I imagine the instructions from Sears provided some relatively safe rules of thumb to achieve this
It’s hard to overstate how different the standards were back then. Much of the housing that was built pre-1940 has been demolished, but if you find an average neighborhood still around from that era, you’ll find tiny 2 bedroom houses in which parents raised often 3 or more kids, and this was the middle class norm. In the US, the average person has way more living space today than back then
I’m 37, say that to my 1 BR apartment me and my fiance live with. I don’t m kw the square footage but maybe 800-900?
I was about 10 when my mom was this age, my middle class parents owned a veritable mansion by today’s standards in a suburban CO town. I think it was 4 bedrooms - one for mom and dad, one for me, one for my brother, and an office/den.
Check out some small towns if you want to see pre war homes. I almost bought a craftsman but ended up with a house built sometime around 1900 (the documents I’ve seen list varying dates) it got an expansion in the 40s and a detached garage in the early 50s, and at some point someone enclosed the porches creating some nice mud rooms and the main floor bathroom appears to have been redone around the 80s or 90s.
My in-laws lived in a 19th century log cabin which had seen several expansions and renovations over the many decades it stood. Ultimately that was it’s downfall though as some old electrical wire caught fire and as it burned the fire just got stuck deep in the layers of wall and ultimately had to be knocked down in order to put out the fire
Most prewar homes that are still standing have seen many expansions and updates and as such are just teaming with character and charm
I can’t afford a small 2 bedroom in my city. Hell I can barely afford 1. I wish two bedrooms now were the price they were back then (inflation adjusted of course).
Solution: enlist in the military! /s
Then you can be poor with ✨HEALTHCARE✨
Don’t forget PTSD and other depressive disorders.
At least until you get out.
Or climb the cuttthroat bureaucratic ladder until you can retire at 20 years for healthcare and half pay!
Don’t sleep on the VA home loan. Lots of Americans are in the position to afford the month-to-month costs of a house, just can’t afford the down payment get approved on the mortgage. VA home loan is means you only have to put like… $2-4k down, instead of $30k.
“Kids these days are all gum, no gumption”
Thank you for bringing humor to an otherwise bleak post!
“I laugh because I must not cry, that is all, that is all.”
-Abraham Lincoln (for real)
John Wilkes Booth was a real dick. I’m glad he enjoyed some absurdist escape during his life.
Feels like we’re already nearing Mad Max with a dash of Blade Runner for an appetizer.
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Compared to North America, including Canada it’s s whole lot better. Even the expensive city’s are more “affordable” than anything I’ve ever seen from the posts about new York.
But never the less it is still expensive.
FYI this post is mostly BS.
70 percent of people in the EU own homes. In the US it’s 65 percent.
While it is lower among millennials, especially compared to Boomers at their age, the majority of them still own homes. While I don’t have stats on Gen Z, the oldest among them is 25.
Almost all dental issues can be avoided with preventative measures. Virtually every single white collar job offers dental. Some blue collar jobs do. If your job does not offer dental, it’s available on the ACA exchange for like $20/month.
Again, despite what reddit would have you believe about us all being paid poverty wages, the vast majority of Americans can afford dental.
Finally, I don’t understand why reddit sees the fact that Boomers got married and had kids at like 21 on the late end a good thing. Basically everyone acknowledges marrying young is absolutely idiotic most of the time. Even more people acknowledge that having kids is a dumb idea. Boomers were forced into that. There’s a huge reason a ton of Boomer Humor is about hating your spouse.
Also at this point someone with Boomer parents is in their thirties or forties. Someone with Boomer parents who came of age when the economy was amazing and houses were dirt cheap is 50+. If you can’t afford dental at that age, you’ve fucked up big-time somewhere along the way.
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Yes it is? It’s a measure of how many people were able to purchase a home.
This is directly relevant to this post, which say that modern day Americans can’t dental insurance, much less homes.
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The above meme:
My parents in their thirties: Let’s buy this house.
Me in my thirties: I can’t afford teeth.
As I said, that is BS.
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Have you read any of the top comment threads? People are 100 percent taking this at face value.
Especially since most of those people are older people.
Yo, it’s not Reddit
You know dental has limits right? You’ll typically run up or blow by them after your first filling.
Yes. However, the vast majority of dental issues can be solved by regular dentist appointments.
In addition, I’m pretty sure people are straight up making up stuff. Spending $700 before you break even on dental insurance is straight up fiction.
I openly question how many people in their 30s (or late 20s) are in this thread. A lot of this narrative simply isn’t true for most people that age.
Also OPs parents were boomers who had children in their 30s they were most likely more affluent than average boomers
How good is this $20 dental insurance? I work for a place with decent benefits and with coinsurance, co-pays and the cost we would have to have $700 worth of dental work a year just to break even. $1,000 worth of work would save us $180 vs out of pocket… and it’s capped at $1k.
Dental insurance usually comes with 2 teeth cleanings a year, and one set of xrays. These are 100 percent covered.
This layout is the more or less standard delta dental PPO. It’s used by the vast majority of employers across the country.
Employers also get group discounts, so it’s usually something like $10. The total cost is $120 a year if you don’t need dental work.
You have one of the worst dental plans possible.
A majority definitely don’t. The stats I’m seeing put it at around 45% for millennials, and under 35 it’s just under 40%
Take it up with the US Government.
Thanks for the citation - 52% is just barely a majority, but technically correct!
So uh, the rest of the article vibes pretty strongly with the OP. Millennials are worse off than their parents
The meme said that their parents in their thirties were buying homes, and they can’t even afford dental.
The majority of millennials have bought homes.
More importantly, the overwhelming people in the US can afford dental.
You guys make up scenarios to push BS narratives. Then spam the word “capitalism” ignoring the fact that the majority of the world runs under capitalism.
If OP can’t afford a house or dental then the meme is accurate to them and millions like them. Dental insurance isn’t guaranteed, after all. Capitalism requires winners and losers, and losers don’t get houses or dental insurance.
Like, my dude, there are Americans that can’t afford to take $20 off every paycheck (and that shit only covers cleanings, hope you don’t get a chipped tooth!)
Okay, the fact that Lemmy (which owes it’s popularity to the fact that reddit killed third party apps) thinks this is ridiculous.
I can’t wait for Lemmy apps to come out that let me ban keywords. I swear you people invent scenarios to rage over.
Luxury bones
That’s what they’ll be called in insurance plans.
Basically happens now.
Implants–which actually function exactly like real teeth–are considered optional, cosmetic luxuries. They’re almost never covered by dental plans and cost thousands of dollars. Per tooth.
Dentures–which suck and are mainly cosmetic and don’t allow you to eat the same foods you always had when you had real teeth–are considered necessary and practical. You can get free dentures from government/welfare insurance. But even out of pocket are are only a couple hundred.
I remember my grandpa’s dentures, it’s why I brush regularly and don’t have cavities lol. Scary stuff when you’re in kindergarten.
This cuts too deep
What stings is realizing one of the few hopes for a home these days is the passing of a parent.
I know. I wish we lived in a communist dystopia.
I lived in USSR. No you do not.
I was being sarcastic. I don’t want to live in ANY dystopian system.
Could you please elaborate what was so bad back then?
Good luck. The USSR collapsed 30+ years ago and was in decline since 50+ years ago. The odds of that person having actually lived through anything other than shock therapy or revisionism are small.
Gulag
The US have Guantanamo, you don’t see them shitting on ther country for it.
Anyone with half a brain shits on Guantanamo
And what exactly have you done about that?
What exactly do you expect us to do? Storm Cuba ourselves? The US government doesn’t have a habit of doing what I tell it to.
What does that have to do with what you originally said?
The US has a massive racialized prison industrial complex. 25% of the world’s prison population. It’s The New Jim Crow. And that’s all before Guantanamo.
EVERYONE shits on them for it, including US citizens.
And shitting about it didn’t actually close it down, did it 😒.
It’s ok. You didn’t. You lived in red fascism.
That would be the “dystopia” part.
Wow that must have been so cool, everyone working together for the common good, no more greed or selfishness.
I like Communism, but stalinist communism isn’t a utopia just because it’s communism
I do wish people would respect the ideals of communism more however, it’s ridiculous to think that letting the people with all the money, land, and resources (i.e capital) should also have all the power
If only there exist a country that could balance the incentives of capitalism and the socialist good of communism hmm.
Or just a classic socialist democracy would do fine. Doesn’t even need to be dystopian just you know like what they have in Norway and shit.
I mean it could be worse. In an alternate timeline, you could be living in world where the nazis built nukes first and America becomes a fascist puppet state.
Ah yes, I love living in the world where the only thing that could be worse than reality is literal fascist dystopia
😅
🥲
😟
Wait until 2024…
There are also many developing countries in the world. Not saying it justifies the current state of the US, but to put it in perspective, a lot of people still want to come to the US. As an immigrant, I do not wish to go back to my former country, I mean, unless war breaks out or the US becoming a dictatorship or something, but its already too late for me. Once I gotten my US citizenship, my former country revoked my old citizenship.
It could be even worse than that, Martians could have invaded, turning us all into slave labor and food stock.
SOYLENT GREEN IS PEOPLE!!!
I want to laugh but man this hits close to home.
I know what you mean, these days all we can do is try to laugh everything off.
Pretty damn far from a home as well
Don’t forget trying to figure out how much you can eat daily! A second meal is a treat!
