• hesusingthespiritbomb@lemmy.world
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    1 year ago

    FYI this post is mostly BS.

    70 percent of people in the EU own homes. In the US it’s 65 percent.

    While it is lower among millennials, especially compared to Boomers at their age, the majority of them still own homes. While I don’t have stats on Gen Z, the oldest among them is 25.

    Almost all dental issues can be avoided with preventative measures. Virtually every single white collar job offers dental. Some blue collar jobs do. If your job does not offer dental, it’s available on the ACA exchange for like $20/month.

    Again, despite what reddit would have you believe about us all being paid poverty wages, the vast majority of Americans can afford dental.

    Finally, I don’t understand why reddit sees the fact that Boomers got married and had kids at like 21 on the late end a good thing. Basically everyone acknowledges marrying young is absolutely idiotic most of the time. Even more people acknowledge that having kids is a dumb idea. Boomers were forced into that. There’s a huge reason a ton of Boomer Humor is about hating your spouse.

    Also at this point someone with Boomer parents is in their thirties or forties. Someone with Boomer parents who came of age when the economy was amazing and houses were dirt cheap is 50+. If you can’t afford dental at that age, you’ve fucked up big-time somewhere along the way.

    • Corkyskog@sh.itjust.works
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      1 year ago

      How good is this $20 dental insurance? I work for a place with decent benefits and with coinsurance, co-pays and the cost we would have to have $700 worth of dental work a year just to break even. $1,000 worth of work would save us $180 vs out of pocket… and it’s capped at $1k.

      • hesusingthespiritbomb@lemmy.world
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        1 year ago

        Dental insurance usually comes with 2 teeth cleanings a year, and one set of xrays. These are 100 percent covered.

        This layout is the more or less standard delta dental PPO. It’s used by the vast majority of employers across the country.

        Employers also get group discounts, so it’s usually something like $10. The total cost is $120 a year if you don’t need dental work.

        You have one of the worst dental plans possible.

    • chakan2@lemmy.world
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      1 year ago

      You know dental has limits right? You’ll typically run up or blow by them after your first filling.

      • hesusingthespiritbomb@lemmy.world
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        1 year ago

        Yes. However, the vast majority of dental issues can be solved by regular dentist appointments.

        In addition, I’m pretty sure people are straight up making up stuff. Spending $700 before you break even on dental insurance is straight up fiction.

        I openly question how many people in their 30s (or late 20s) are in this thread. A lot of this narrative simply isn’t true for most people that age.

        Also OPs parents were boomers who had children in their 30s they were most likely more affluent than average boomers

    • queermunist she/her@lemmy.ml
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      1 year ago

      A majority definitely don’t. The stats I’m seeing put it at around 45% for millennials, and under 35 it’s just under 40%

        • queermunist she/her@lemmy.ml
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          1 year ago

          Thanks for the citation - 52% is just barely a majority, but technically correct!

          So uh, the rest of the article vibes pretty strongly with the OP. Millennials are worse off than their parents

          • hesusingthespiritbomb@lemmy.world
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            1 year ago

            The meme said that their parents in their thirties were buying homes, and they can’t even afford dental.

            The majority of millennials have bought homes.

            More importantly, the overwhelming people in the US can afford dental.

            You guys make up scenarios to push BS narratives. Then spam the word “capitalism” ignoring the fact that the majority of the world runs under capitalism.

            • queermunist she/her@lemmy.ml
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              1 year ago

              If OP can’t afford a house or dental then the meme is accurate to them and millions like them. Dental insurance isn’t guaranteed, after all. Capitalism requires winners and losers, and losers don’t get houses or dental insurance.

              Like, my dude, there are Americans that can’t afford to take $20 off every paycheck (and that shit only covers cleanings, hope you don’t get a chipped tooth!)

      • hesusingthespiritbomb@lemmy.world
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        1 year ago

        Okay, the fact that Lemmy (which owes it’s popularity to the fact that reddit killed third party apps) thinks this is ridiculous.

        I can’t wait for Lemmy apps to come out that let me ban keywords. I swear you people invent scenarios to rage over.